Older couple overlooking ocean from balcony

Retirement Planning

When it comes to financial milestones, retirement is not only one of the biggest events most people face, it’s the one they plan for the longest. From employer-sponsored retirement plans to personal accounts and savings – not to mention daydreams about life after work – retirement planning can be both stressful and exciting.

For some, the ideal retirement includes many vacations, while other see themselves spending time with grandkids, starting a new passion project or dedicating time to a favorite hobby. Regardless of what you’re picturing, you likely have a vision for your golden years. We’re here to help bring it to life.

Between changes in our economic environment, employer benefits packages and the introduction of new technologies, planning for retirement is not nearly as straightforward as it once was. You’re likely wondering how much money you’ll need to retire given your circumstances and goals.

Perhaps you know how you’d like to spend your retirement, but aren’t sure how to make it a reality. Maybe you have a plan in place, but don’t know if it will be sustainable. Maybe you find the entire subject overwhelming and have no idea where to start. The Tranel Group is here to guide you. We’ll create a plan, that fits your finances and vision for the future so that you can confidently approach what lies ahead.

Making Your Hard-Earned Money Work For You

The way you manage your retirement nest egg has a huge impact on your future financial well-being. How you invest, structure, draw income from and think about the money you set aside will have a major impact on your retirement finances. With so many decisions to make, managing your funds can feel daunting. It’s our job to make your next steps, regardless of what stage you’re at, easier.

We begin by getting to know you personally to understand any specific challenges or goals you have. Next, we’ll help you understand important concepts and nuances surrounding retirement finances and create your personalized roadmap. Throughout this process, our goal is to empower you with insights, tools and recommendations that will help you make the right decisions to reach your goals.

The first question on everyone’s mind as they as they approach retirement is “how much money do I need to retire and maintain an active, fulfilling lifestyle?” We created the Bucket Strategy to help answer that question.

Our Bucket Strategy allows you to generate an income stream that is both predictable and sustainable throughout retirement.

The Bucket Strategy:

  • Accounts for inflation
  • Protects your growth
  • Ensures your money doesn’t just last, but grows overtime
  • Maximizes your income potential
  • Helps you manage the emotional impact of investing
  • Ensures growth over time

We want you to be empowered with all the knowledge you need to create and manage the perfect nest egg. Our book, Sunny Side Up, thoroughly explains our Bucket Strategy, simplifying fundamental retirement planning concepts so that you can confidently face retirement.

Your Goals Are Our Only Priority

How much money do you need to reach your ideal retirement? We can help you determine this, and if you’re on the right track to achieve it, by asking a few questions:

1. What do you hope your retirement looks like?

2. What resources will you need to attain and sustain that vision?

3. Do you have the monetary resources you’ll need already?

4. If not, how can we get there from where you are?

Let’s determine your retirement timeline.

For All Milestones, Big and Small, We’re in it for the Long Haul

We know what your money means to you – financial freedom, supporting your family, creating memorable experiences and so much more. Your financial advisor is your partner, here to faithfully guide you through changes caused by outside factors, such as market fluctuations, economic cycles and tax and estate law changes, as well as changes to your personal situation or objectives. We’re always available to offer guidance and make adjustments to your plan to help you achieve your goals.

It’s Time to Focus on Your Lifestyle – Not Your Livelihood

Retirement gives you the freedom to do what you want, on your own schedule. It enables you to pursue new hobbies. It’s a chance to relax after a lifetime of hard work. Yes, retirement takes money – but it’s about so much more than your account balance. We’re here to help you experience the retirement you want.

We’re here to guide you on your journey to financial freedom and success